YOUR MORTGAGE TOOLKIT

Dream it. Plan it. Make it real. Three connected tools to build your plan.

Payment

$3,373

Cash to Close

$28,191

DTI

0.0%

Estimate your monthly mortgage payment by adjusting loan type, purchase price, down payment, interest rate, housing costs and more. Slide, explore, and find the payment that fits your budget.

Loan Type

Purchase Price

$400,000

$100K$2M

Down Payment %

3% — $12,000

Min50%

Interest Rate

6.950%

Freddie Mac 30-yr fixed avg: 6.95%

3%12%

Loan Term

How many borrowers will be on your mortgage?

Monthly Escrow Costs

Homeowner's Insurance (HOI)

$150/mo

$0$1,000

Property Tax

$400/mo

$0$3,000

HOA Dues

$0/mo

$0$2,000

Total Monthly Payment

$3,373

per month for 30 years

P&I Only

$2,568/mo

Loan Amount

$388,000

PMI

~0.79%/yr BPMI — 720 FICO, 95.01-97% LTV

$255/mo

Estimate your credit score below for a more accurate PMI quote

Your Credit Score

720

620850

Payment Breakdown

Principal & Interest

$2,568

PMI~0.79%/yr BPMI — 720 FICO, 95.01-97% LTV

$255

Homeowner's Insurance

$150

Property Tax

$400

Total Estimated Payment$3,373/mo

Extra Payment Calculator

Extra Monthly Payment$0/mo

$0$2,000

Total New Payment

Slide above to add an extra payment

$3,373/mo

These calculations are estimates based on national averages and standard lending guidelines. Actual rates, fees, and costs vary by lender, location, loan program, and individual qualifications. This is not a commitment to lend.