INITIAL Q&A
Your mortgage is a reflection of you and it starts with your story.
This is the best place to start. Just a real conversation to help get you on the right path to accomplishing all of your real estate and mortgage goals. Once completed, the mortgage experts at Ready Rate will help create the perfect mortgage plan that fits your unique situation. No personal data, credit checks, or documentation required for this step.
FORMAL APPLICATION
Secure submission of your personal details.
Now that we have a mortgage plan that is inline with your dreams, goals, and abilities, the next step is to formally submit an application. We will ask for personal information on this part, so before we do you must log into your secure portal or register to create one with us. Your data is kept strictly confidential and secure.
CONSUMER CREDIT ANALYSIS
Uncertain about your credit? We'll pull, analyze, and build a plan.
If you're uncertain about your credit or know you have some work to do, this is for you. We'll pull your credit report, analyze your profile, determine your ability to qualify for a mortgage, and build a plan to improve your options — including rapid rescore analysis if applicable. A secure account is required, and you'll cover the cost of the credit report pull and analysis tools. We will cover the cost of analyzing your credit and the cost of the actual rescoring of your credit file when applicable.